如果车报废了，车贷 still need to pay back?
If your car is approaching the end of its life and you're considering whether to pay off your loan, you might want to consider the following questions: does the car have to be destroyed in order to repay the loan? And if so, is it legal to do so?
In most cases, it is not legal to destroy a car that is still under loan. The loan is still owed to the bank and if you destroy the car, you will not be able to repay the loan. This is known as a "call it a day" or "安乐死" for the car.
The bank may choose to sell the car or destroy it if they believe that you will not be able to repay the loan. This is a legal decision that is up to the bank, and it is not something that you can do on your own.
If you do decide to destroy your car, it is important to do so in a way that is environmentally friendly. You can use the funds to purchase a new car that is more environmentally friendly or to help a charity organization.
In conclusion, if your car is approaching the end of its life and you're considering whether to pay off your loan, it is not legal to destroy the car. Instead, you should try to make the best decision for yourself and your bank.
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